Saving Money & Finances

Obama Debt Settlement Scam

Posted by Forest.

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I’m in debt and I am sure many of you are. The lure of debt settlement and especially the lure of a government approved debt settlement plan can seem very alluring but a lot of the time this kind of advertised debt settlement is a complete scam. For the next few weeks until a new [...]

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Avoid Car Repair Rip-Offs

Posted by Forest.

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Simple ideas to make sure you avoid avoid car repair rip-offs Car mechanics are one of the factors of society that we tend to have a love-hate relationship with. When your car breaks down in the middle of the road and you get yourself towed to the mechanics shop it’s often more than just one [...]

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Rent or Buy?

Posted by Forest.

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This is an age old question but it is hard right now as there are so many arguments for both rent or buy! I’m not going to seriously run the numbers in this post. It’s more opinion (I may write a more detailed post soon) and looking at some of things to consider when renting [...]

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Do you need overdraft protection?

Posted by Forest.

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From August 15th of this year (2010) the Federal Reserve put a new law into effect that basically says that banks are no longer allowed to charge overdraft fees unless you the customer opts into an overdraft protection program. This prompts the question Do you need overdraft protection? What is overdraft protection and how does [...]

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Why bother to budget?

Posted by Forest.

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As a personal finance blogger it’s almost embarassing that I don’t yet have a budget! I have been meaning to put one together for a while but my life has been pretty chaotic. Well the dust has settled now, savings are being put away, debts are being paid and I am ready for a budget [...]

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Best Places to Live

Posted by Forest.

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Opinions on the best places to live… When looking at places to live there are a million ways to decide what is best and it varies wildly from person to person. Seeing as Frugal Zeitgeist is about living frugal for the now I am going to look at some places where you can live on [...]

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Cost of Living in Texas

Posted by Forest.

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This article is part of the Cost of Living by State Series and is a guest post by Crystal at Budgeting in the Fun Stuff. Her blog covers living expenses, saving for your future, and the fun stuff along the way. There are many benefits of living in Texas, but the most well known is [...]

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Do overdrafts affect credit?

Posted by Forest.

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I know I have made use of my overdraft facility with my bank on more than one occasion. It’s been there to help when a payment is due but money is not coming into the account for a day or two after. It’s been there for emergencies (which ideally it should never be used for) [...]

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Budget Home Remodeling Ideas

Posted by Forest.

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The say a persons home is their castle and like many castles our homes can quickly deteriorate if we don’t keep them in order! It pays to keep your home looking great so that it feels comfortable for you and your family and it holds a good value if and when you ever sell. So [...]

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American Cities with the Highest Cost of Living

Posted by Forest.

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As some of you know I just started a project to look at the cost of living in all the US States. As research I thought it would be cool to see what the American Cities with the Highest Cost of Living are. I’ll do this by looking over a few key factors. American cities [...]