Archive for 'Debt'

Debt Consolidation Pros and Cons

Debt Consolidation Pros and Cons

Posted on 16. Jan, 2012 by .

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Debt Consolidation Pros and Cons – If you’re on the fence about pursuing debt consolidation, consider the following pros and cons. With careful thought and some research as to what your options realistically are, you can make the right decision for you about debt consolidation. Debt Consolidation Pros and Cons Simply put, debt consolidation is [...]

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What Is The Secret To Saving Money

What Is The Secret To Saving Money

Posted on 04. Jan, 2012 by .

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What Is The Secret To Saving Money Here I am about a year after I seriously set my mind to sorting out my financial mess and looking at a reasonable sum sitting in my savings account. “I did good”, “I’m doing good”, I am thinking to myself, maybe I have cracked the secret of saving [...]

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Credit Cards to Rebuild Credit

Credit Cards to Rebuild Credit

Posted on 09. Dec, 2011 by .

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Credit Cards to Rebuild Credit If you have ever missed out on payments, defaulted on your home loan or worse been bankrupt you will know how badly your credit gets hit. Rebuilding that credit isn’t exactly easy and the black marks on your credit file makes it extremely difficult to even begin. For a person [...]

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Financial counselling in Canada

Financial Counselling in Canada

Posted on 15. Nov, 2011 by .

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Financial Counselling in Canada – The world of financial counselling can be a hard one to navigate. Already in a stressed state by the fact that you are facing such hard times makes it difficult to trust anyone or know where to turn. Luckily in Canada there are a lot of very good resources and fairly good [...]

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Budget Priorities First To Last

Budget Priorities First To Last

Posted on 01. Nov, 2011 by .

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Budget Priorities First To Last Budgeting is one of those things that everyone thinks they are doing ok but many people are not. Buying a magazine and a coffee could be $10 down the drain that could have paid off a bit extra on a credit card and only paying the minimum on debts or [...]

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Risks And Benefits Of A Reverse Mortgage

Risks And Benefits Of A Reverse Mortgage

Posted on 19. Oct, 2011 by .

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Risks And Benefits Of A Reverse Mortgage Reverse mortgages have a bad rep and to be honest I think it’s for a pretty good reason. Although the industry of reverse mortgages has been cleaned up somewhat and it’s a little harder for predatory lenders to bring people in without them fully understanding what they are [...]

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How Many Credit Cards Should You Have

How Many Credit Cards Should You Have

Posted on 19. Oct, 2011 by .

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How Many Credit Cards Should You Have The leaflets through your door, everyone telling you “you need to get credit to improve credit” leaves a lot of people feeling like they might as well apply for and get as many credit cards as possible. However I don’t think the cited benefits of having a number [...]

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The Basics of Car Loans

The Basics of Car Loans

Posted on 02. Oct, 2011 by .

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The Basics of Car Loans I doesn’t matter if you have a suitcase of cash, when you go to buy a vehicle from a dealership they will be pushing to sell you a loan. Like any salesperson they obviously get nice commissions on signing people up with their affiliated loan company and locking people into [...]

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Keys to Good Credit

Keys to Good Credit

Posted on 25. Sep, 2011 by .

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Keys to Good Credit There are many keys to getting and maintaining a good credit score. While in an ideal world, achieving perfect credit would be  relatively attainable, the reality is that it’s near impossible. Shooting for good or excellent credit should be your top priority– perfect credit, as I’ll describe below, is something that [...]

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Do You Need To Repair Your Credit

Student Loan Debt vs. Credit Card Debt

Posted on 22. Sep, 2011 by .

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Student Loan Debt vs. Credit Card Debt Last year it was reported that student loan debt had finally exceeded consumer debts that include credit cards in the USA. According to an article on USA today Student Loan Debt was at an astounding $850 billion with consumer debts at around $828million. I don’t have the current [...]

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