Comments for Frugal Zeitgeist http://frugalzeitgeist.com Frugal Living, News, Lifestyle and Random Thoughts From Forest and Friends Wed, 22 Feb 2012 01:38:40 +0000 hourly 1 http://wordpress.org/?v=3.3.1 Comment on Why it is Worth Saving That Little Extra Before Getting a Mortgage by Practical Parsimony http://frugalzeitgeist.com/why-it-is-worth-saving-that-little-extra-before-getting-a-mortgage/#comment-93788 Practical Parsimony Wed, 22 Feb 2012 01:38:40 +0000 http://frugalzeitgeist.com/?p=9037#comment-93788 I bought a 4000 sq ft home with nothing down. A second mortgage that was paid off in 2.5 years was the down payment. I believe that paying off the second mortgage in this manner was cheaper. What do you think? Oh, it was not called a second mortgage. My ex had friends in financial institutions who finagled this. That was in 1977. The payment was $192.month. With taxes, insurance, and escrow my mortgage was never higher that $260. Mostly the house payment was around $256. I bought a 4000 sq ft home with nothing down. A second mortgage that was paid off in 2.5 years was the down payment. I believe that paying off the second mortgage in this manner was cheaper. What do you think? Oh, it was not called a second mortgage. My ex had friends in financial institutions who finagled this.

That was in 1977. The payment was $192.month. With taxes, insurance, and escrow my mortgage was never higher that $260. Mostly the house payment was around $256.

]]> Comment on Dangers of Q Tips – Ruptured Eardrums, Pushes Wax Into Ear Canal by Forest http://frugalzeitgeist.com/dangers-of-q-tips-ruptured-eardrums-pushes-wax-into-ear-canal/#comment-93783 Forest Wed, 22 Feb 2012 01:32:01 +0000 http://frugalzeitgeist.com/?p=9025#comment-93783 Ha ha, I do think it is bad to keep taking them so am making a big effort to stop! I found using warm olive oil or ear drops when I get wax seems to do the trick for me. Ha ha, I do think it is bad to keep taking them so am making a big effort to stop! I found using warm olive oil or ear drops when I get wax seems to do the trick for me.

]]> Comment on Dangers of Q Tips – Ruptured Eardrums, Pushes Wax Into Ear Canal by Practical Parsimony http://frugalzeitgeist.com/dangers-of-q-tips-ruptured-eardrums-pushes-wax-into-ear-canal/#comment-93780 Practical Parsimony Wed, 22 Feb 2012 01:26:36 +0000 http://frugalzeitgeist.com/?p=9025#comment-93780 I said I did not mind someone getting/taking one! And, I don't think you are a thief or anyone else wh needs a Qtip. I go nuts if I have earwax, so waiting would be torture. I said I did not mind someone getting/taking one! And, I don’t think you are a thief or anyone else wh needs a Qtip. I go nuts if I have earwax, so waiting would be torture.

]]> Comment on Why it is Worth Saving That Little Extra Before Getting a Mortgage by Forest http://frugalzeitgeist.com/why-it-is-worth-saving-that-little-extra-before-getting-a-mortgage/#comment-93770 Forest Wed, 22 Feb 2012 00:53:20 +0000 http://frugalzeitgeist.com/?p=9037#comment-93770 Thanks for your personal input. I made the mistake of going into my first mortgage with $0 down! Luckily I got out early and didn't lose too much but in hindsight..... Thanks for your personal input. I made the mistake of going into my first mortgage with $0 down! Luckily I got out early and didn’t lose too much but in hindsight…..

]]> Comment on Why it is Worth Saving That Little Extra Before Getting a Mortgage by Daisy http://frugalzeitgeist.com/why-it-is-worth-saving-that-little-extra-before-getting-a-mortgage/#comment-93768 Daisy Wed, 22 Feb 2012 00:49:10 +0000 http://frugalzeitgeist.com/?p=9037#comment-93768 When me and my boyfriend were considering buying a house late 2011, we didn't have that much down, but would have required a flexible mortgage so we could pay it down quickly. We're now trying to save up as much as possible before we considering home buying again. You're right, the difference is staggering! When me and my boyfriend were considering buying a house late 2011, we didn’t have that much down, but would have required a flexible mortgage so we could pay it down quickly. We’re now trying to save up as much as possible before we considering home buying again. You’re right, the difference is staggering!

]]> Comment on Cheapest Places To Live by Forest http://frugalzeitgeist.com/cheapest-places-to-live/#comment-93751 Forest Tue, 21 Feb 2012 22:46:51 +0000 http://frugalzeitgeist.com/?p=215#comment-93751 Hey Hannah, if you want to write up a post about the cost of living in Arizona I would gladly publish it. Hey Hannah, if you want to write up a post about the cost of living in Arizona I would gladly publish it.

]]> Comment on Free Printable Valentine Cards by Forest http://frugalzeitgeist.com/free-printable-valentine-cards/#comment-93749 Forest Tue, 21 Feb 2012 22:45:54 +0000 http://frugalzeitgeist.com/?p=732#comment-93749 Thanks :). Thanks :) .

]]> Comment on Free Printable Valentine Cards by Forest http://frugalzeitgeist.com/free-printable-valentine-cards/#comment-93748 Forest Tue, 21 Feb 2012 22:45:31 +0000 http://frugalzeitgeist.com/?p=732#comment-93748 Thanks Tom :). Thanks Tom :) .

]]> Comment on Will I Ever Be Able to Retire? by Forest http://frugalzeitgeist.com/will-i-ever-be-able-to-retire/#comment-93747 Forest Tue, 21 Feb 2012 22:45:16 +0000 http://frugalzeitgeist.com/?p=8690#comment-93747 Hey Moby, I simplified my sums because theoretically that 4% would also be the rise of the price of living! So $1mill now will be worth much less when I retire! Sure if you can get growth over the rate of inflation then that will bring you in more and compound interest will have some positive influence. Hey Moby, I simplified my sums because theoretically that 4% would also be the rise of the price of living! So $1mill now will be worth much less when I retire! Sure if you can get growth over the rate of inflation then that will bring you in more and compound interest will have some positive influence.

]]> Comment on How to Hide Out in Costa Rica by Forest http://frugalzeitgeist.com/how-to-hide-out-in-costa-rica/#comment-93744 Forest Tue, 21 Feb 2012 22:39:50 +0000 http://frugalzeitgeist.com/?p=8739#comment-93744 Hey Money Infant, thanks for the input. I bet Thailand is awesome! Hey Money Infant, thanks for the input. I bet Thailand is awesome!

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