Let’s be frank, if you can avoid doing something that’s a bonus! However when it comes to things like making sure you have the best deal on car insurance, or any insurance for that matter, you probably want to find the time to go over some of the details.
I know how easy it is to just keep paying your current plan or going with the first quote that you get on a new vehicle but literally an hour to a few hours of work could save you a huge amount of money over the course of your car ownership.
STOP being lazy: What you need to do…
First off you need to read your current policy, back to front! They should be written these days in English that you can understand but if there is anything that does not make sense call up the insurance company and ask them to explain what on earth it means. During this process you can start to make a sensible list of what your car insurance now covers and from this list it’s easy to see what can be dropped and maybe what essentials you could be missing.
Once you have a refined list I would call up your current company and ask for a re-quote based on the new specifications. Let them know you are looking for ways to refine and shave costs off your insurance while you are at it.